Insurance Perils Explained: Sudden and Accidental Loss vs. Home Maintenance

Understand the difference between covered perils and home maintenance responsibilities so your homeowner’s insurance policy offers the right protection.

Insurance 101

Your Guide to Homeowner's Insurance in Fire-Prone Areas: Protect Your Dream Home

This guide explores homeowner's insurance options, risk mitigation strategies, and maximizing coverage to protect your dream home in fire-prone areas.

Insurance 101

Do I Need Earthquake Insurance?

Do I need earthquake insurance? Get all the facts you need to make an informed decision about earthquake policies, coverage details, and the risks in your area.

Insurance 101

Understanding Your Insurance Deductibles

Unsure if "saving on a deductible" is the best choice? Explore how different types of deductibles impact insurance costs so you can you decide what fits your budget.

Insurance 101

What Is Additional Living Expenses (ALE) Coverage? Understanding Your Policy Benefits

Here's a comprehensive look at Additional Living Expense (ALE) coverage. Find out more on what's covered, the claims process, and why it's essential for homeowners.

Insurance 101

Protecting Your Prized Possessions: Understanding Collections Insurance

Safeguard your valuable collections with the right insurance. Learn about valuable articles policies, why they matter, and how they can provide comprehensive protection for your cherished possessions.

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Partner Spotlight

Travelers Insurance Agency: A Partner for Comprehensive and Affordable Coverage

Travelers Insurance Agency is a leading provider of comprehensive and affordable insurance coverage for homes, dwellings, and autos.

Hard to Place Risks

Understanding the Significance of an Insurance Declaration Page

Whether it's an auto insurance declarations page or a homeowners insurance declarations page, being familiar with the terms outlined in this document empowers individuals to make informed decisions about their insurance coverage.

Hard to Place Risks

California FAIR Plan: Securing Insurance in High-Risk Areas

The California FAIR Plan is a non-profit organization that provides basic fire insurance coverage to property owners who cannot get coverage through traditional insurers. The FAIR Plan was established in 1969.

Partner Spotlight

Cabrillo Coastal General Insurance Agency: A Partner for Hurricane-Prone Areas

IZC Insurance Agency is proud to partner with Cabrillo Coastal General Insurance Agency, a specialty carrier that offers residential property insurance in hurricane-exposed areas. Cabrillo Coastal is committed to providing its policyholders with quality coverage and service at a competitive price.

Coastal Home Insurance

Insuring Homes on the Coast

Insuring a coastal home is challenging due to the high risk of damage from natural disasters. Learn how to navigate the complexities and ensure adequate protection.