Home Insurance

Specialized Protection for High-Value Homes

High-value homes require specialized homeowners insurance. Learn about coverage options and ways to ensure adequate protection for your valuable assets.

Personal Liability Coverage: Protecting Yourself from Financial Missteps
Home Insurance

Personal Liability Coverage: Protecting Yourself from Financial Missteps

Personal liability insurance is a financial safety net if you are found liable for property damage or bodily injury to others. Here's what to know about coverage.

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Homeowners Insurance for New Construction
Home Insurance

Homeowners Insurance for New Construction

Safeguard your new home during construction with the right insurance. Discover how new construction homeowners insurance protects you from unexpected events.

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Protect Your Investments: Personal Articles Policy Explained
Home Insurance

Protect Your Investments: Personal Articles Policy Explained

Here's how a Personal Articles Policy offers additional security for your valuable assets that may not be adequately covered under standard homeowners insurance.

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Does Home Insurance Cost More If You Have a Dog?
Home Insurance

Does Home Insurance Cost More If You Have a Dog?

Does home insurance cost more if you have a dog? Learn about the factors that could lead to higher premiums and how different breeds impact costs.

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What to Consider When Changing Your Homeowner’s Insurance After a Claim
Home Insurance

What to Consider When Changing Your Homeowner’s Insurance After a Claim

Understanding claim processing timelines, potential cost factors, and options for mitigating premium increases, allows you to make informed decisions about your homeowner's insurance after a claim.

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Understanding Coverage Gaps in Your Homeowner’s Insurance Policy
Home Insurance

Understanding Coverage Gaps in Your Homeowner’s Insurance Policy

Here are 8 of the most common exclusions in homeowner’s insurance policies. Although insurance offers a safety net against peril, it's crucial to understand its limitations.

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Partner Spotlight

Travelers Insurance Agency: A Partner for Comprehensive and Affordable Coverage

Travelers Insurance Agency is a leading provider of comprehensive and affordable insurance coverage for homes, dwellings, and autos.

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Hard to Place Risks

Understanding the Significance of an Insurance Declaration Page

Whether it's an auto insurance declarations page or a homeowners insurance declarations page, being familiar with the terms outlined in this document empowers individuals to make informed decisions about their insurance coverage.

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Hard to Place Risks

California FAIR Plan: Securing Insurance in High-Risk Areas

The California FAIR Plan is a non-profit organization that provides basic fire insurance coverage to property owners who cannot get coverage through traditional insurers. The FAIR Plan was established in 1969.

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Insurance 101

Cheap Insurance: You get what you pay for

Discover the hidden risks of prioritizing cost over coverage when selecting homeowners insurance. Uncover the essential factors to ensure your home is adequately protected.

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Partner Spotlight

Cabrillo Coastal General Insurance Agency: A Partner for Hurricane-Prone Areas

IZC Insurance Agency is proud to partner with Cabrillo Coastal General Insurance Agency, a specialty carrier that offers residential property insurance in hurricane-exposed areas. Cabrillo Coastal is committed to providing its policyholders with quality coverage and service at a competitive price.

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Coastal Home Insurance

Insuring Homes on the Coast

Insuring a coastal home is challenging due to the high risk of damage from natural disasters. Learn how to navigate the complexities and ensure adequate protection.

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